Erste Bank der oesterreichischen Sparkassen (Erste Bank Oesterreich), together with the Sparkassen, forms one of the largest banking groups in Austria. In the core business areas – deposits and lending – emphasis is put on private customers, business customers and the public authorities. Erste Bank Oesterreich is the leading institute for the Austrian Sparkassen. Apart from the 53 savings banks (incl. Erste Bank Oesterreich and “Die Zweite Sparkasse”), the network comprises 64 wohn²Center (for housing loans/mortgages), 33 commercial customer centres, 8 GründerCenter (for company founders) and 20 private banking advisory centres.