Financial Key Figures
Financial Key Figures 2007 - 2011
* restated
Income Statement
| in EUR million | 2011 | 2010* | 2009 | 2008 | 2007 |
| Net interest income | 5,569.0 | 5,439.2 | 5,220.9 | 4,913.1 | 3,945.8 |
| Risk provisions for loans and advances | (2,266.9) | (2,021.0) | (2,056.6) | (1,071.4) | (454.7) |
| Net fee and commission income | 1,787.2 | 1,842.6 | 1,772.8 | 1,971.1 | 1,857.9 |
| Net trading result | 122.3 | 321.9 | 585.1 | 114.7 | 351.1 |
| General administrative expenses | (3,850.9) | (3,816.8) | (3,807.4) | (4,001.9) | (3,642.1) |
| Other operating result | (1,682.90) | (441.6) | (453.6) | (1,349.3) | (165.4) |
| Pre-tax profit/loss from continuing operations | (322.2) | 1,324.2 | 1,261.2 | 576.2 | 1,892.6 |
| Taxes on income | (240.4) | (280.9) | (284.7) | (177.3) | (371.0) |
| Net profit/loss for the period | (-562.6) | 1,043.3 | 976.6 | 398.9 | 1,521.5 |
| Owners of the parent | (718.9) | 878.7 | 903.4 | 859.6 | 1,174.7 |
Profitability ratios
Balance sheet
Changes in total qualifying capital
| 2011 | 2010* | 2009 | 2008 | 2007 | |
| Earnings per share (in EUR) | 0.42 | 2.17 | 2.57 | 2.89 | 3.92 |
| Return on equity | 2.3% | 7.0% | 9.7% | 10.1% | 14.6% |
| Cost/income ratio | 51.5% | 50.2% | 50.2% | 57.2% | 59.2% |
| Net interest margin | 2.97% | 3.08% | 3.04% | 2.84% | 2.49% |
| in EUR million | 2011 | 2010* | 2009* | 2008 | 2007 |
| Total assets | 210,006 | 205,770 | 201,513 | 201,441 | 200,519 |
| Cash and balances with central banks | 9,413 | 5,839 | 5,996 | 7,556 | 7,615 |
| Loans and advances to credit institutions | 7,578 | 12,496 | 13,140 | 14,344 | 14,937 |
| Loans and advances to customers | 134,750 | 132,334 | 128,755 | 126,185 | 113,956 |
| Risk provisions for loans and advances | (7,027) | (6,119) | (4,954) | (3,783) | (3,296) |
| Trading assets and derivate financial instruments | 16,807 | 14,044 | 10,760 | 8,371 | 6,637 |
| Financial assets | 38,132 | 34,421 | 34,286 | 34,236 | 45,631 |
| Equity holdings in associates accounted for at equity | 173 | 223 | 241 | 260 | 285 |
| Intangible assets | 3,532 | 4,675 | 4,867 | 4,805 | 5,962 |
| Property and equipment | 2,361 | 2,446 | 2,344 | 2,386 | 2,289 |
| Tax assets | 818 | 733 | 729 | 859 | 446 |
| Other assets | 3,469 | 4,678 | 5,349 | 6,495 | 6,057 |
| Total liabilities and equity | 210,006 | 205,770 | 201,513 | 201,441 | 200,519 |
| Deposits by banks | 23,785 | 20,154 | 26,295 | 34,672 | 35,165 |
| Customer deposits | 118,880 | 117,016 | 112,042 | 109,305 | 100,116 |
| Debt securities in issue | 30,782 | 31,298 | 29,612 | 30,483 | 31,078 |
| Trading liabilities and derivative financial instruments | 9,873 | 8,615 | 4,701 | 3,117 | 1,756 |
| Provisions | 1,580 | 1,545 | 1,670 | 1,620 | 10,430 |
| Tax liabilities | 379 | 396 | 361 | 389 | 329 |
| Other liabilities | 3,764 | 4,350 | 4,989 | 4,713 | 4,652 |
| Subordinated liabilities | 5,783 | 5,838 | 6,148 | 6,047 | 5,589 |
| Total equity | 15,180 | 16,558 | 15,695 | 11,095 | 11,403 |
| Attributable to non-controlling interests | 3,143 | 3,444 | 3,321 | 3,016 | 8,452 |
| Attributable to owners of the parent | 12,037 | 13,114 | 12,374 | 8,079 | 2,951 |
| 2011 | 2010* | 2009* | 2008 | 2007 | |
| Risk-weighted assets pursuant to section 22 Austrian Banking Act ( in EUR m) | 97,630 | 103,950 | 106,383 | 103,663 | 95,091 |
| Qualifying consolidated capital pursuant to sections 23 & 34 Austrian Banking Act | 14.4% | 13,5% | 12.7% | 9.8% | 10.1% |
| Tier 1 Ratio | 12.2% | 11,8% | 10.8% | 7.2% | 7.0% |
Group Key Financials Q1 2011 - Q1 2012
* restated
Income Statement
| in EUR million | Q1 2012 | Q4 2011 | Q3 2011 | Q2 2011* | Q1 2011* |
| Net interest income | 1,336.9 | 1,434.9 | 1,430.2 | 1,401.9 | 1,302.0 |
| Risk provisions for loans and advances | (580.6) | (407.7) | (938.4) | (460.7) | (460.1) |
| Net fee and commission income | 430.3 | 435.2 | 445.9 | 450.9 | 455.2 |
| Net trading result | 93.6 | 84.9 | (251.4) | 52.1 | 236.7 |
| General administrative expenses | (945.1) | (959.3) | (965.3) | (963.3) | (963.0) |
| Operating result | 915.7 | 995.7 | 659.4 | 941.6 | 1,030.9 |
| Pre-tax profit/loss from continuing operations | 487.1 | 453.1 | (1,563.0) | 316.7 | 471.0 |
| Net profit/loss for the period | 379.9 | 317.7 | (1,492.6) | 248.1 | 364.2 |
Balance sheet
| in EUR million | Mar 2012 | Dez 2011 | Sep 2011 | Jun 2011* | Mar 2011* |
| Total assets | 216,709 | 210,006 | 216,094 | 213,971 | 213,301 |
| Cash and balances with central banks | 5,480 | 9,413 | 5,743 | 6,05 | 5,043 |
Loans and advances to credit institutions | 13,403 | 7,578 | 13,559 | 13,373 | 16,471 |
Loans and advances to customers | 134,793 | 134,750 | 135,211 | 133,670 | 132.422 |
Risk provisions for loans and advances | (7,407) | (7,027) | (7,189) | (6,516) | (6,399) |
Derivate financial instruments | 10,989 | 10,931 | 12,076 | 7,438 | 7,096 |
| Trading assets | 8,116 | 5,876 | 7,350 | 8,357 | 7,777 |
| Financial assets - at fair value | 1,220 | 1,813 | 2,351 | 2,806 | 3,383 |
| Financial assets - available for sale | 21,675 | 20,245 | 19,662 | 18,978 | 18,820 |
| Financial assets - held to maturity | 17,679 | 16,074 | 16,403 | 16,023 | 15,380 |
| Equity holdings in associates accounted for at equity | 178 | 173 | 197 | 218 | 225 |
| Intangible assets | 3,480 | 3,532 | 3,525 | 4,608 | 4,705 |
| Property and equipment | 2,285 | 2,361 | 2,401 | 2,449 | 2,472 |
| Current tax assets | 115 | 116 | 130 | 123 | 123 |
| Deferred tax assets | 618 | 702 | 558 | 563 | 590 |
| Assets held for sale | 188 | 87 | 81 | 106 | 59 |
Other assets | 3,897 | 3,382 | 4,036 | 5,170 | 5,134 |
| Total liabilities and equity | 216,709 | 210,006 | 216,094 | 213,971 | 213,301 |
Deposits by banks | 25,373 | 23,785 | 21,720 | 23,324 | 24,311 |
Customer deposits | 122,349 | 118,820 | 121,594 | 120,817 | 119,198 |
Debt securities in issue | 32,135 | 30,782 | 34,594 | 32,566 | 33,536 |
| derivative financial instruments | 9,332 | 9,337 | 10,287 | 7,393 | 6,815 |
| Trading liabilities | 558 | 536 | 534 | 595 | 485 |
| Provisions | 1,558 | 1,580 | 1,540 | 1,540 | 1.529 |
| Current tax liabilities | 52 | 34 | 46 | 47 | 73 |
| Deferred tax liabilities | 360 | 345 | 175 | 309 | 325 |
Other liabilities | 4,243 | 3,764 | 4,222 | 4,690 | 4,376 |
| Subordinated liabilities | 4,776 | 5,783 | 5,941 | 5,720 | 5,532 |
| Total equity | 15,973 | 15,180 | 15,441 | 16,970 | 17,121 |
Attributable to non-controlling interests | 3,218 | 3,143 | 3,555 | 3,500 | 3,425 |
| Attributable to owners of the parent | 12,755 | 12,037 | 11,886 | 13,470 | 13,696 |
Key data
| in EUR million | Q1 2012 | Q4 2011 | Q3 | Q2 2011* | Q1 2011* |
| Tier 1 Capital pursuant to Austrian Banking Act | 12,200 | 11,909 | 11,798 | 12,547 | 12,474 |
| Total own funds pursuant to Austrian Banking Act 1 | 16,063 | 16,415 | 16,148 | 16,598 | 16,580 |
| Risk-weighted assets | 94,988 | 97,630 | 104,035 | 103,816 | 103,297 |
| Tier 1 ratio (%) | 12.8 | 12.2 | 11.3 | 12.1 | 12.1 |
| Solvency ratio (%) | 14.4 | 14.4 | 13.5 | 13.9 | 13.8 |
| Market capitalisation | 6,714 | 5,109 | 13,596 | 13,596 | 13,383 |
| Book value per share (EUR) | 27.6 | 26.1 | 26.6 | 32.1 | 32.4 |
| Price/book value ratio | 0.6 | 0.5 | 1.4 | 1.1 | 1.1 |
1 Total eligible qualifying capital
