Our markets

Expansion in Central and Eastern Europe

  • 1997

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    "DIE ERSTE österreichische Spar-Casse - Bank AG" merged with "GiroCredit Bank Aktiengesellschaft der Sparkassen" and changed its name in "Erste Bank der oesterreichischen Sparkassen AG" operating under the name "Erste Bank". The new bank went public at the Vienna Stock Exchange in November 1997.

    Customer base: 600.000

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  • 2000

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    In February 2000, Erste Bank acquired a majority stake in Česká spořitelna, the biggest retail bank in the Czech Republic.

    Customer base: 6.2 Million

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  • 2001

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    From the start of 2001, Erste Bank became the majority shareholder of Slovenská sporitel’na, the largest Slovak bank.

    Customer base: 8 Million

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  • 2003

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    Erste Bank created the 3rd largest banking group in Croatia through the merger of Erste&Steiermärkische Bank d.d. and Rijecka banka d.d.

    Customer base: 11.3 Million

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  • 2004

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    Erste Bank and Postabank completed the merger to form Hungary's second largest retail bank.

    Customer base: 11.8 Million

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  • 2005

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    Erste Bank acquired a majority stake in Novosadska banka a.d., Novi Sad from the Republic of Serbia.

    Customer base: 12.4 Million

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  • 2006

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    Erste Bank finalised acquisition of Banca Comerciala Romana S.A. (BCR), the biggest bank in Romania.

    Customer base: 15.9 Million

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  • 2008

    Legal separation of the Austrian business of “Erste Bank der oesterreichischen Sparkassen AG” from the newly founded holding company “Erste Group Bank AG”. New holding structure with the focus of improving Group governance.

    Customer base: 17.2 Million

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Erste Bank der oesterreichischen Sparkassen AG

Management Board

Gerda Holzinger-Burgstaller

Gerda Holzinger-Burgstaller

Chair of the Executive Board
Appointed until 31/12/2023

Born in 1979

Gerda Holzinger-Burgstaller has been at the Erste Group since 2006. She was
Head of Group Prudential Affairs from 2013 to 2015, before managing the General
Secretariat of the Erste Holding. She has also been a board member of Die
Zweite Wiener Vereins-Sparcasse AG since 2017.
She became Chief Risk Officer and Chief Financial Officer in July 2019, and was
appointed Chair of the Erste Bank Oesterreich Executive Board in October 2020.

Responsible for:
Human resources; co-operation with Sparkassen; IT & operations; brand
management, marketing & communications; Group Secretariat; social banking;
health centre; audits, balance-sheet management/asset liability management; planning, controlling, accounting; strategy and holdings; legal matters

Thomas Schaufler

Director of Private Customer Business
Appointed until 31/10/2021

Born in 1970

Began his career at GiroCredit in 1993. Has been working in various managerial
roles at the Erste Bank since 1997. These roles were always relating to sales
for the group’s and local Sparkassen’s private customer business. Along with
his responsibility for group-wide securities trading, he was also the managing
director of the ‘Erste Asset Management’ investment company. He was appointed a
member of the Erste Bank Oesterreich executive board in February 2016. In
addition to this board-member work at the Erste Bank, he has also been the
Chief Retail Officer on the board of the Erste Group Bank AG since 1/1/2021.

Responsible for:
Private customer business, branches, private banking, business development,
customer success & prosperity, housing

Stefan Dörfler

Alexandra Habeler-Drabek

Chief Risk Officer
Appointed until 13/12/2023

Born in 1970

Has held various managerial positions at the Erste Bank since 2010, including
head of Group Enterprise-wide Risk Management and Erste Bank Oesterreich’s
Operational Risk Management division. In 2017, she became an executive-board
member and chief risk officer of Slovenská sporiteľňa, the Erste Group’s Slovak
subsidiary bank. She has been the Erste Group’s Chief Risk Officer since July
2019, and has also been responsible for risk-related matters on the Erste Bank
Oesterreich executive board
since 1/1/2021.

Responsible for:
Strategic risk management AT; operational risk management; compliance

Stefan Dörfler

Willibald Cernko

Chief Corporates Officer
Appointed until 31/12/2022

Born in 1956

Willibald Cernko has held various managerial roles at Creditanstalt AG, Bank
Austria, HypoVereinsbank AG and UniCredit Bank Austria AG throughout his
professional career. He has been an Erste Group executive-board member since
2017. He was appointed to the Erste Bank Oesterreich executive board in July 2019.

Responsible for:
Product & business management; corporate customers Austria; property and housing; major customers and the public sector

Supervisory Board

Prof. Dipl.Ing. Mag. Friedrich Rödler, Chairman
Mag. Jan Homan, Vice-President
Mag. Ingo Bleier
DI Stefan Dörfler
Dr. Roman Dopler
Harald Giesinger
Gabriele Semmelrock-Werzer

Representatives of the Staff Council:
Mag. Karin Baumegger
BSc. BA Julia Böhm
Christian Tschabitscher
Kurt Zangerle

Česká spořitelna a.s.

Management Board

Tomáš Salomon

Tomáš Salomon

Chairman of the Management Board
CEO

Responsible for:
Staff Appointments, Operations and IT Management
 

 

 

Wolfgang Schopf

Ivan Vondra

Vice Chairman of the Management Board CFO

Responsible for:
Financial Management


 


 

Karel Mourek

Karel Mourek

Member of the Management Board
CRO

Responsible for:
Risk Management
CTO deputy - IT systems+architecture 

 


 

Daniela Pešková

Daniela Pešková 

Member of the Management Board

Responsible for:
Retail Banking
CTO deputy - IT operations 


 


 

Pavel Kráčmar

Pavel Kráčmar 

Member of the Management Board

Responsible for:
Corporate Banking and Financial Markets


 

Slovenská sporiteľňa, a. s.

Management Board

Peter Krutil

Peter Krutil

Chairman of the Management Board
CEO

Responsible for:
Bank's Strategy, Brand Development, Human Ressources

 

 

Norbert Hovančák

Member of the Management Board

Responsible for:
Corporate Banking and Financial Markets

Zdeněk Románek

Zdeněk Románek

Member of the Management Board

Responsible for:
Retail Banking

Pavel Cetkovský 

Member of the Management Board
CFO, CRO

Responsible for:
Finance and Risk Management

Milan Hain

Milan Hain

Member of the Management Board

Responsible for:
IT and Banking Operations

Banca Comercială Română S.A.

Management Board

Sergiu Manea

Sergiu Manea

Chairman of the Management Board
CEO

Responsible for:
Corporates & Markets, Marketing, Communication, Human Resources, Internal Audit, Legal, Compliance and Financial Crime, Customer Experience

 

 

Adriana Jankovicova

Elke Meier

Member of the Management Board
CFO

Responsible for:
Accounting, Controlling, Balance Sheet Management, Strategy and Performance Management, Rating Agencies and Investor Relations, Subsidiaries and Investment Management, Real Estate Management



Jonathan Charles Locke

Ilinka Kajgana

Member of the Management Board
CRO

Responsible for:
Risk Management
 

 

 

Dana Demetrian

Dana Dima (Demetrian)

Member of the Management Board

Responsible for:
Retail, Private Banking

 

Jonathan Charles Locke

Thomas Kolarik

Member of the Management Board
COO

Responsible for:
Operations

 

 

 

Erste Bank Hungary Zrt.

Management Board

Radovan Jelasity

Radovan Jelasity

Chairman of the Management Board
CEO

Responsible for:
Corporates, HR, Marketing, PR, Information Security, Bank Security, Strategic Management, Treasury, Accounting, Finance, Work-out, Legal & Compliance, Loan Operations, Operating Control, Leasing Operations

 

 

Ivan Vondra

Manfred Schmid

Member of the Management Board
CFO

Responsible for:
Controlling, Finance & Accounting, ALM, Procurement
 

 


 

Jurgen De Ruijter

Krisztina Zsiga

Member of the Management Board
CRO

Responsible for:
Risk Management
 

 



László Harmati

László Harmati

Member of the Management Board

Responsible for:
Retail, Central Accounts and Payments, Bankcard Operations

 

 


 

Tamás Foltányi

Tamás Foltányi

Member of the Management Board

Responsible for:
IT, Operations, Property Management

Erste & Steiermärkische Bank d.d.

Management Board

Christoph Schöfböck

Christoph Schöfböck

CEO, Chairman of the Management Board

Responsible for:
Property and Cash Management Division, Economic Research Department, Internal Audit Department, Human Resources, Communication Department, Collection and Work-out Department, Legal Department, Compliance Department, Corporate Security Department
 

 

Martin Hornig

Martin Hornig

Vice Chairman of the Management Board

Responsible for:
IT Division, Organization Department, Processing Division

 

 



Zdenko Matak

Zdenko Matak

Vice Chairman of the Management Board

Responsible for:
Retail Division, Multi Channel Management Department, Marketing Department
 

 



Borislav Centner

Borislav Centner

Member of the Management Board

Responsible for:
Corporate Division, Large Corporate Clients Department, Transaction Banking Department, Financial Markets Division

 

 

 

Sladjana Jagar

Krešimir Barić

CFO, Member of the Management Board

Responsible for:
Accounting & Controlling Division, Assets and Liabilities Management Department

Sladjana Jagar

Hannes Frotzbacher

CRO, Member of the Management Board

Responsible for:
Risk Management Division

Erste Bank a.d. Novi Sad

Management Board

Slavko Carić

Slavko Carić

Chairman of the Management Board

Responsible for:
Treasury, Corporate Banking

 

 

 

Jasna Terzić

Jasna Terzić

Member of the Management Board

Responsible for:
Retail Banking, Human Resources, Marketing, Property

 

 

 

Jasna Terzić

Suzan Tanriyar

Member of the Management Board CRO/CFO

Responsible for:
Risk Management, Legal, Compliance, Security Risk Management, Internal Audit

Jasna Terzić

Tomislav Stena

Member of the Management Board COO

Responsible for:
Organisation, IT, Operation

Other countries

Erste Bank AD Podgorica - Montenegro

Banca Comercială Română Chișinău S.A. - Moldova