Erste Group at a glance
Profile
Founded in 1819 as the first Austrian savings bank, Erste Group went public in 1997 with a strategy to expand its retail business into Central and Eastern Europe (CEE). Since then Erste Group has grown through numerous acquisitions and organic growth to one of the largest financial services providers in the Eastern part of EU in terms of clients and total assets:
- The number of customers has increased from 600,000 to approx. 16.1 million in Austria, Czech Republic, Slovakia, Romania, Hungary, Croatia and Serbia
- Erste Group's key business is the retail business, covering the entire spectrum from lending, deposit and investment products to current accounts and credit cards
- Besides the traditional strength in serving private individuals, Erste Group's core activities include advisory services and support for corporate clients in financing, investment and access to international capital markets, public sector funding and interbank market operations
Our markets
- Core markets of Erste Group
- Indirect presence in CEE

- Branches 917
- Customers 3.6 m
- Market share retail deposits 19.2 %
- Market share retail loans 20.0 %
-
- www.erstebank.at

- Branches 517
- Customers 4.7 m
- Market share retail deposits 25.3 %
- Market share retail loans 23.2 %
-
- www.csas.cz

- Branches 271
- Customers 2.2 m
- Market share retail deposits 27.6 %
- Market share retail loans 27.7 %
-
- www.slsp.sk

- Branches 507
- Customers 3.1 m
- Market share retail deposits 15.9 %
- Market share retail loans 16.0 %
-
- www.bcr.ro

- Branches 115
- Customers 0.9 m
- Market share retail deposits 9.0 %
- Market share retail loans 11.9 %
-
- www.erstebank.hu

- Branches 153
- Customers 1.2 m
- Market share retail deposits 13.8 %
- Market share retail loans 13.6 %
-
- www.erstebank.hr

- Branches 85
- Customers 0.4 m
- Market share retail deposits 3.8 %
- Market share retail loans 5.4 %
-
- www.erstebank.rs





Our strategy

Fact Sheet
Download Fact Sheet Erste Group Bank AG | PDF (777 KB) |
Board of directors

Andreas Treichl
Chairman of the Management Board
Appointed until June 2020
Open Curriculum Vitae
Personal information:
Year of birth: 1952
Nationality: Austrian
Career:
since 2008: Erste Group Bank AG, Chairman of the Management Board
1997 – 2008: Erste oesterreichische Spar-Casse, Chairman of the Management Board
1994 – 1997: Erste oesterreichische Spar-Casse, member of the Managing Board
1977 – 1994: Chase Manhattan Bank
Education:
Studied Economics at the University of Vienna, graduating with a Master’s degree in 1975
Trainee programmes at Citibank, Morgan Stanley and Brown Brothers Harriman in New York in 1976 and 1977
Responsible for:
Group Strategy
Group Secretariat (incl. Corporate Social Responsibility, Group Environmental Management)
Group Communications
Group Investor Relations
Group Human Resources (inclusive Group Diversity)
Group Audit
Employees’ Council
Social Banking Development
Memberships in statutory supervisory boards and similar functions:
Leoganger Bergbahnen GmbH

Peter Bosek
Member of the Management Board with responsibility for Retail Banking
Appointed until December 2020
Open Curriculum Vitae
Personal information:
Year of birth: 1968
Nationality: Austrian
Career:
since 2015: Erste Group Bank AG, member of the Management Board
2007 – 2016: Erste Bank der oesterreichischen Sparkassen AG, member of the Management Board
1996 – 2007: Erste oesterreichische Spar-Casse, various executive functions, in particular in the areas of residential construction, real estate and branches
1996 – 2005: Lecturer in Law at the University of Vienna
1993 – 1996: Assistant at the Law Faculty, Department of Constitutional and Administrative Law at the University of Vienna
Education:
Studied Law at the University of Vienna and obtained his doctorate in 1993
At Erste Group Bank AG responsible for:
Group Retail
Erste HUB
Digital Sales
Group Customer Experience
Supervisory Board positions and positions in comparable functions:
Wiener Städtische Versicherung AG Vienna Insurance Group

Petr Brávek
COO
Appointed until December 2020
Open Curriculum Vitae
Personal information:
Year of birth: 1961
Nationality: Czech
Career:
since 2015: Erste Group Bank AG; member of the Management Board
2012 – 2015: Slovenská sporiteľňa, member of the Management Board
2009 – 2012: s IT Solutions Holding, Chairman of the Management Board
2007 – 2012: Česká spořitelna, member of the Management Board
2005 – 2007: Prague Airport, member of the Management Board
2001 – 2005: Hypovereinsbank, Prague, member of the Management Board
1995 – 2001: Bank Austria Creditanstalt AG, head of the operations department
1990 – 1994: Project manager
1988 – 1990: International Organization of Journalists, programmer
1984 – 1988: ATC Aircraft Control, Operating Manager IT Systems
Education:
Studied Electrical Engineering and Project Management at the Czech Technical University in Prague, graduating with an engineering degree in 1984
Responsible for:
Group Organisation & IT
Group Banking Operations

Willibald Cernko
CRO
Appointed until December 2020
Open Curriculum Vitae
Personal information:
Year of birth: 1956
Nationality: Austrian
Career:
since 2017: Erste Group Bank AG, member of the Management Board
2011 – 2016: President of the Austrian Bankers’ Association
2009 – 2016: UniCredit Bank Austria AG, Chairman of the Management Board
2008 – 2009: UniCredit Group, head of retail Germany & Austria
2006 – 2009: HypoVereinsbank AG, member of the Management Board
2003 – 2007: Bank Austria Creditanstalt AG, member of the Management Board
2002 – 2003: Bank Austria Creditanstalt AG, head of CEE division
2000 – 2002: Bank Austria Creditanstalt AG, head of corporate banking division
1996 – 2000: Creditanstalt AG, deputy head of corporate banking division and subsequently head of corporate banking division
1985 – 1996: Creditanstalt AG, various functions in corporate banking
1983 – 1985: Raiffeisenkasse Obdach-Weißenkirchen
Education:
Studied at the Export Academy of the University of Vienna
Responsible for:
Enterprise wide Risk Management
Group Risk Operating Office
Operational Risk
Compliance & Security
Group Credit and Market Risk Management
Risk Methods and Models
Group Workout
Group Validation
Group Retail and SME Risk Management
Group Legal

Gernot Mittendorfer
CFO and CPO
Appointed until December 2020
Open Curriculum Vitae
Personal information:
Year of birth: 1964
Nationality: Austrian
Career:
since 2011: Erste Group Bank AG, member of the Management Board
2007 – 2010: Česká spořitelna, Chairman of the Management Board
2004 – 2007: Salzburger Sparkasse, Chairman of the Management Board
2000 – 2004: Česká spořitelna, member of the Management Board
1999 – 2000: Erste Bank Sparkassen (CR), a.s., Prag, member of the Management Board
1997 – 1999: Sparkasse Mühlviertel West, member of the Management Board
1990 – 1997: Erste oesterreichische Spar-Casse, branch employee
Education:
Studied Law at the University of Linz, leading to a Master’s in Law in 1989
Obtained his MBA at Webster University Vienna in 1996
Responsible for:
Group Asset Liability Management
Group Controlling and Information Management
Group Accounting
Group Services

Jozef Síkela
Member of the Management Board with responsibility for Corporate Banking & Markets
Appointed until December 2020
Open Curriculum Vitae
Personal information:
Year of birth: 1967
Nationality: Czech
Career:
since 2015: Erste Group Bank AG, member of the Management Board
2010 – 2014: Slovenská sporiteľňa, Chairman of the Management Board
2007 – 2010: Erste Bank Ukraine, Deputy Chairman of the Management Board and subsequently Chairman of the Management Board
2001 – 2007: Česká spořitelna, Director with responsibility for corporate customer business
1999 – 2001: Bank Austria a.s, Czech Republic, head of corporate customer business
1995 – 1999: Creditanstalt a.s., Czech Republic
1991 – 1995: Creditanstalt AG, risk management
Education:
Studied Foreign Trade at the University of Economics, Prague, graduating with an engineering degree in 1991
Responsible for:
Group Corporates
Group Commercial Real Estate
Group Markets
Operating Office Corporates and Markets
Group Research
Supervisory Board

Friedrich Rödler
Chairman of the Supervisory Board
First elected: 2004
Term expires: 2022
Open Curriculum Vitae
Personal information:
Year of birth: 1950
Nationality: Austrian
Career:
2011 – 2013: Member of the Management Board, PwC Europe AG, Frankfurt
2001 – 2013: Senior Partner, PwC PricewaterhouseCoopers Austria
1990 – 2001: Partner, Price Waterhouse Austria
1976 – 1990: Arthur Andersen Austria
since 1982: admitted as tax advisor and certified auditor
Education:
Postgraduate course in International Studies at the University of Vienna degree awarded 1976
Business administration and tax law at the University of Economics and Business Administration, Vienna degree awarded 1976 (MA)
Applied mathematics and computer sciences at the University of Technology, Vienna degree awarded 1975 (Diplomingenieur)
Committee representation:
Executive Committee: Chairman
Nomination Committee: Chairman
Remuneration Committee: Chairman and compensation expert
Risk Committee: Chairman
Audit Committee: Member and finance expert
IT Committee: Vice Chairman
Memberships in statutory supervisory boards and similar functions:
Erste Bank Hungary Zrt.
Erste Bank der oesterreichischen Sparkassen AG (Vorsitz)
Sparkassen-Prüfungsverband (Chairman)
Abschlussprüferaufsichtsbehörde

Jan Homan
1st Vice Chairman of the Supervisory Board
First elected: 2004
Term expires: 2022
Open Curriculum Vitae
Persönliche Daten:
Year of birth: 1947
Nationality: Austrian
Career:
02/2011 – 12/2013: Member of the Supervisory Board, Constantia Flexibles Group GmbH
2004 – 2011: Chairman of the Management Board, Constantia Flexibles Group
1991 – 2004: Chairman of the Management Board, Constantia Teich Group
1984 – 1991: Director, Sun Chemical, Vienna
1978 – 1984: Head of Finance and Administration, Sandvik Austria
1977 – 1978: Bank Société Générale Alsacienne, Vienna
1972 – 1977: Chase Manhattan Bank, Frankfurt/New York/Düsseldorf
Education:
University of Economics, Vienna degree awarded 1972 (MA)
Committee representation:
Executive Committee: Vice Chairman
Nomination Committee: Vice Chairman
Remuneration Committee: Vice Chairman
Risk Committee: Vice Chairman
Audit Committee: Chairman
IT Committee: Substitute
Memberships in statutory supervisory boards and similar functions:
BillerudKorsnäs AB
Constantia Flexibles Holding GmbH
Frapag Beteiligungsholding AG (Chairman of the Supervisory Board)
Slovenská sporiteľňa, a.s.

Maximilian Hardegg
2nd Vice Chairman of the Supervisory
First elected: 2015
Term expires: 2020
Open Curriculum Vitae
Personal information:
Year of birth: 1966
Nationality: Austrian
Career:
2012 – 2014: Honorary Chairman, DLG Fachzentrum Land- u. Ernährungswirtschaft (German Agricultural Society for Agriculture and Food)
2009 – 2014: Board of Directors, DLG Frankfurt
since 2004: Supervisory Board Member, Erste Stiftung
since 1995: Proprietor, Gutsverwaltung Hardegg
since 1992: Family-owned company, Gutsverwaltung Hardegg
1991 – 1993: AWT Handels- u. Finanzierungs AG
Education:
Agricultural science at the Technical University Munich at Freising-Weihenstephan, degree awarded 1990 (Dipl.-Ing.agr.)
Committee representation:
Executive Committee: Member
Nomination Committe: Member
Renumeration Committee: Substitute
Risk Committee: Member
Audit Committee: Vice Chairman
IT Committee: Chairman
Memberships in statutory supervisory boards and similar functions:
DIE ERSTE österreichische Spar-Casse Privatstiftung
Česká spořitelna, a.s.

Elisabeth Bleyleben-Koren
Member of the Supervisory Board
First elected: 2014
Term expires: 2019
Open Curriculum Vitae
Personal information:
Year of birth: 1948
Nationality: Austrian
Career:
2008 – 2010: Chairwoman of the Management Board, Erste Bank Oesterreich
1999 – 2008: Vice Chairwoman of the Management Board, Erste Bank
1997 – 1999: Member of the Management Board, ERSTE
1977 – 1997: Managing positions (Commerce, Corporates, Director with full power of attorney, Commerce and Institutional Clients), ERSTE
1973 – 1977: Staff function within Depository and Private Banking, Creditanstalt
Education:
Legal science at the University of Vienna, degree awarded 1972 (LL.D.)
Committee representation:
Risk Committee: Member
Audit Committee: Member
Memberships in statutory supervisory boards and similar functions:
none

Gunter Griss
Member of the Supervisory Board
First elected: 2014
Term expires: 2019
Open Curriculum Vitae
Personal information:
Year of birth: 1945
Nationality: Austrian
Career:
since 01/1975: Attorney-at-law and senior partner, Rechtsanwaltskanzlei Griss & Partner, Graz
1970 – 1974: Associate, Graz
Education:
Postgraduate studies (economics and law) at the University of Chicago, degree awarded 1970 (Master of Comparative Law)
Postgraduate studies (private international law) at the University of Paris, degree awarded 1969 (license for the doctorat d’université)
Legal studies at the Faculté Internationale de Droit Comparé, Strasbourg/Pescara and the Academy for International Law, Den Haag
Language and legal studies at the University of Oxford and City of London College Legal science at the University of Graz, degree awarded 1967 (LL.D.)
Committee representation:
Remuneration Committee: Member
Memberships in statutory supervisory boards and similar functions:
AVL List GmbH (Chairman)
Steiermärkische Bank und Sparkassen AG (Chairman)
Bankhaus Krentschker & Co. AG

Jordi Gual
Member of the Supervisory Board
First elected: 2017
Term expires: 2022
Open Curriculum Vitae
Personal information:
Year of birth: 1957
Nationality: Spain
Career:
since 2016: Chairman of CaixaBank
2005 – 2016: Chief Strategy Officer and Chief Economist of “la Caixa” Group
1987 – 2016: Professor of Economics of IESE Business School, Barcelona, Department of Economics
since 1989: Researcher of Centre for Economic Policy Research (CEPR), London
Education:
Doctor of Philosophy in Economics (Ph.D.), University of California, Berkeley, degree awarded in March 1987
Executive Development Program (PDD), IESE Business School, University of Navarra, degree awarded in June 1988
Licenciatureship in Economics, Universitat de Barcelona, Spain, degree awarded with highest honors in 1979
Committee representation:
Remuneration Committee: Member
Memberships in statutory supervisory boards and similar functions:
none

Marion Khüny
Member of the Supervisory Board
First elected: 2017
Term expires: 2019
Open Curriculum Vitae
Personal information:
Year of birth: 1969
Nationality: Austrian
Career:
2015 – 2016: Divisional Board Member for Market, Counterparty and Liquidity Risk, Commerzbank AG, Frankfurt
2008 – 2014: Division Manager for Market and Operational / Reputational Risk, UniCredit Bank AG, Munich
2003 – 2008: Co-head for Credit Proprietary Trading, UniCredit Group /
Bank Austria AG, Vienna
1997 – 2003: Senior Fund Manager, Deutsche Asset Management, Frankfurt
Education:
International Business Administration, Leopold-Franzens-Universität, Innsbruck/Austria, Marquette University, Milwaukee/USA, degree awarded in 1993
Chartered Financial Analyst (CFA), German Association of Investment Professionals
Financial Analyst (DVFA), German Association of Investment Professionals
Committee representation:
Risk Committee: Member
IT Committee: Member
Memberships in statutory supervisory boards and similar functions:
none

Elisabeth Krainer Senger-Weiss
Member of the Supervisory Board
First elected: 2014
Term expires: 2019
Open Curriculum Vitae
Personal information:
Year of birth: 1972
Nationality: Austrian
Career:
since 2010: Co-founder of Zirkel Familienunternehmen exklusiv - Generationen im Gespräch
since 2004: Attorney-at-law, Vienna
2001 – 2004: Associate, Freshfields Bruckhauser Deringer, Wien
1998 – 1999: Associate and Head of London Office, Steel Hector & Davis MNP, Miami, FL and London, GB
1997 – 1998: Associate, Kavanagh Maloney & Osnato LLP, New York, NY
Education:
Austrian notaries’ supplementary examination
Governance Excellence/Program for Supervisory Board Members, WU Executive Academy, Vienna
Admission to the New York State Bar and the Austrian Bar
Legal studies at Fordham University, New York, NY, degree awarded 1997 (LL.M. cum laude)
Legal science at the Universities of Vienna and Paris, degree awarded 1996 (LL.M.) degree awarded 2001 (LL.D.)
Committee representation:
Nomination Committee: Member
Risk Committee: Substitute
IT Committee: Member
Memberships in statutory supervisory boards and similar functions:
none

Brian D. O'Neill
Member of the Supervisory Board
First elected: 2007
Term expires: 2022
Open Curriculum Vitae
Personal information:
Year of birth: 1953
Nationality: U.S. American
Career:
since 2013: Senior Advisor, Lazard Frères & Co
09/2009 – 12/2012: Vice Chairman, Lazard International (Lazard Frères & Co)
2008: Acting US Director, Inter-American Development Bank
2007 – 2009: Deputy Assistant Secretary, US Department of the Treasury
1977 – 2007: Managing and executive positions, JP MorganChase
Education:
Executive Program, Amos Tuck School of Business, NH
Thunderbird School of Global Management, AZ, degree awarded 1976 (MBA)
University of San Diego, CA, degree awarded 1975 (BA)
Committee representation:
Remuneration Committee: Member
Memberships in statutory supervisory boards and similar functions:
Banca Comercială Română S.A.
Emigrant Bank
Aqua Venture Holdings, LLC

Wilhelm Rasinger
Member of the Supervisory Board
First elected: 2005
Term expires: 2020
Open Curriculum Vitae
Personal information:
Year of birth: 1948
Nationality: Austrian
Career:
since 1999: Chairman IVA Interessenverband für Anleger, Lecturer at Universities of Applied Sciences at Krems and Vienna
2004 – 2014: Managing Director, „Am Klimtpark“ Liegenschaftsverwaltungs-GmbH
1993 – 2014: Managing Partner, Inter-Management Unternehmensberatung GmbH
1982 – 2007: University lecturer, Dep. for Construction Management and Engineering, University of Technology Vienna
1983 – 1993: Authorised Officer (Prokurist), Wiener Allianz Versicherung
1977 – 1983: Management consultant
Education:
Juridically certified expert on accounting, balancing and business consulting (1995)
Honorary professor for Business Administration at the University of Technology, Vienna (1992)
Business administration at the University of Economics and Business
Administration, Vienna, degree awarded 1972 (Mag.rer.oec.et.soc.), degree awarded 1976 (Doc.rer.oec.et.soc.)
Committee representation:
Executive Committee: Substitute
Risk Committee: Member
Audit Committee: Member
Memberships in statutory supervisory boards and similar functions:
Friedrichshof Wohnungsgenossenschaft reg.Gen. mbH (Chairman of the Supervisory Board)
Haberkorn Holding AG
Haberkorn GmbH
S IMMO AG
Wienerberger AG
Gebrüder Ulmer Holding GmbH

John James Stack
Member of the Supervisory Board
First elected: 2007
Term expires: 2021
Open Curriculum Vitae
Personal information:
Year of birth: 1946
Nationality: American
Career:
since 2008: Member of the Board of Directors at Mutual of America and Ally Bank
2000 – 2007: Chairman and Chief Executive Officer, Ceska Sporitelna, a.s.
1996 – 1999: Executive Vice President, Chase Bank
1977 – 1995: Managing positions, Chemical Bank
1970 – 1976: New York City and State Governments
Education:
Harvard Graduate School of Business Administration, degree awarded 1970 (MBA)
Mathematics and economics, Iona College, degree awarded 1968 (BA), magna cum laude
Committee representation:
Remuneration Committee: Member
Memberships in statutory supervisory boards and similar functions:
Ally Bank
Ally Financial Inc.
Mutual of America Capital Management
Česká spořitelna, a.s. (Chairman of the Supervisory Board)
Delegated by the employees’ council:

Barbara Pichler
Member of the Supervisory Board
Employee Representative
Chairwoman of the Employees‘ Council
First delegated: 2008
Delegation expires: until further notice
Open Curriculum Vitae
Personal information:
Year of birth: 1969
Nationality: Austrian
Career:
since 2015: Chairwoman of the Employees‘ Council, Erste Group Bank AG
2008 – 2015: Vice-Chairwoman of the Employees' Council, Erste Group Bank AG
since 2006: Procurement Services GmbH
1999 – 2006: BMG Warenbeschaffung GmbH
1997 – 1999: Erste Bank der oesterreichischen Sparkassen AG
1992 – 1997: GiroCredit Bank
1989 – 1992: Austrian Credit Institute
Education:
Employees' Representatives Academy, magna cum laude 2012
Vienna Business School
Committee representation:
Executive Committee: Member
Nomination Committee: Member
Remuneration Committee: Member
Audit Committee: Member
IT Committee: Member
Memberships in statutory supervisory boards and similar functions:
DIE ERSTE österreichische Spar-Casse Privatstiftung

Andreas Lachs
Member of the Supervisory Board
Employee Representative
Vice Chairman of the Employees' Council
First delegated: 2008
Delegation expires: until further notice
Open Curriculum Vitae
Personal information:
Year of birth: 1964
Nationality: Austrian
Career:
since 2011: Vice-Chairman of the Employees' Council, Erste Group Bank AG
since 2008: Member of the Supervisory Board, Erste Group Bank AG
since 2007: Member of the Employees' Council, Erste Bank
since 1997: Market Risk Manager, Erste Bank
1994 – 1997: Asset and stock analyst, Creditanstalt Group
1991 – 1992: Alliance Capital Management, London and New York
1985 – 1990: Bohmann Printing and Publication, Vienna
Education:
Finance and International Business at Columbia University Business School, NY, degree awarded 1993 (MBA)
Business informatics at the University of Vienna, degree awarded 1991 (MA)
Committee representation:
Executive Committee: Substitute
Nomination Committee: Substitute
Remuneration Committee: Member
Risk Committee: Member
Audit Committee: Substitute
IT Committee: Member
Memberships in statutory supervisory boards and similar functions:
VBV-Pensionskasse Aktiengesellschaft

Karin Zeisel
Member of the Supervisory Board
Employee Representative
Vice-Chairwoman of the Employees‘ Council
First delegated: 2007
Delegation expires: until further notice
Open Curriculum Vitae
Personal information:
Year of birth: 1961
Nationality: Austrian
Career:
since 11/2013: Operative Head of Erste Time Bank
since 01/2012: Jurywoman, Court of Labour and Social Law, Vienna
since 11/2010: Member of the Federal Executive Board of ÖGB (Austrian Federation of Trade Unions), Deputy Head of Trade Union GPA – djp (Federation of Private Employees)
since 06/2003: Vice-Chairwoman of the Employees' Council, Erste Group Bank AG
since 08/1979: Erste Group Bank AG
Education:
Lay judge training, Court of Labour and Social Law, Vienna
Slovakian Labour and Social Law, Central European Trade Union College
Certificate for Gender Mainstreaming und Diversity, AK Vienna Leadership program training, BTS Plus
Basic and advanced training for employee representatives, GPA-DJP/ÖGB/AKA-Levels
Committee representation:
Executive Committee: Member
Nomination Committee: Member
Remuneration Committee: Member
Risk Committee: Member
Audit Committee: Substitute
IT Committee: Member
Memberships in statutory supervisory boards and similar functions:
none

Jozef Pinter
Member of the Supervisory Board
Employee Representative
Vice Chairman of the Employees' Council
First delegated: 2015
Delegation expires: until further notice
Open Curriculum Vitae
Personal information:
Year of birth: 1974
Nationality: Slovak
Career:
since 2008: Specialist / Risk Manager, Erste Group Bank AG (Vienna)
2001 – 2008: Senior Relationship Manager / Head Transaction Banking, Slovenska
1998 – 2001: Senior Relationship Manager, Bank Austria Creditanstalt Slovakia
1997: Account Manager, Tatrabanka a.s. (Raiffeisen Group, Bratislava)
Education:
International Management Training Program, Erste Group (PDPM), certificate awarded 2006
International Training Program, Creditanstalt Academy (CEET), certificate awarded 1998
Specialist for Financial Systems and Banking, University of Economics (Bratislava) degree awarded 1997 (Ing.)
Committee representation:
Executive Committee: Substitute
Nomination Committee: Substitute
Remuneration Committee: Substitute
Risk Committee: Substitute
Audit Committee: Member
IT Committee: Substitute
Memberships in statutory supervisory boards and similar functions:
none

Markus Haag
Member of the Supervisory Board
Employee Representative
First delegated: 2011
Delegation expires: until further notice
Open Curriculum Vitae
Personal information:
Year of birth: 1980
Nationality: Austrian
Career:
since 2002: Trading, Risk Management, Financial Markets, Mid Office/Products & Valuation Markets – P&L Analyst; current position in Credit & Rates Trading, Government Bond & Collateral Trading, Group Data Steward for treasury products, Erste Group Bank AG
1991 – 2001: Technical Engineering, Lauda Air Luftfahrt AG
1998 – 1999: Delphi Automotive Systems Vienna GmbH
Education:
Finance, Accounting and Taxation, College of Higher Education, degree awarded 2003 (Mag. (FH))
Mechanical Engineering, Technical College Eisenstadt
Committee representation:
Risk Committee: Member
Remuneration Committee: Substitute
IT-Committee: Substitute
Memberships in statutory supervisory boards and similar functions:
none

Regina Haberhauer
Member of the Supervisory Board
Employee Representative
First delegated: 2015
Delegation expires: until further notice
Open Curriculum Vitae
Personal information:
Year of birth: 1965
Nationality: Austrian
Career:
since 2010: Product Management Securities Products, Erste Group Bank AG
2003 – 2010: Marketing & Event Management, ERSTE-SPARINVEST Kapitalanlagegesellschaft m.b.H.
2000 – 2003: Production Assistant PR & Events, GESCO Medien
1998 – 2000: Sales Assistant, s Bausparkasse
1997 – 1998: Marketing Assistant, Mautner Markhof AG
1996 – 1997: Assistant of the Management Board, Michaela Frey
1992 – 1996: Marketing and PR-Assistant / Junior Product Manager, Unilever Österreich
1985 – 1992: Assistant of the Director of Purchase / Marketing-Assistant and Controller, Gerngross Kaufhaus AG
Education:
European Economy and Business Management Course at the University (EWUF Wien), degree awarded 2002 (Magistra (FH))
Advertising academy, degree 1990
Vienna University of economics and business, 1984 inscription, focus business studies
Vienna Business School, Matura 1984
Committee representation:
Audit Committee: Member
Risk Committee: Substitute
Memberships in statutory supervisory boards and similar functions:
ERSTE-SPARINVEST Kapitalanlagegesellschaft m.b.H.
Erste Asset Management GmbH