About us

Founded in 1819 as the first Austrian savings bank, Erste Group went public in 1997 with a strategy to expand its retail business into Central and Eastern Europe. Since then Erste Group has grown through numerous acquisitions and organically to become one of the largest financial services providers in the Eastern part of the EU in terms of clients and total assets.

Key figures

Key figures 1 - 6 2019 2018 2017 2016 2015  
Total assets EUR m 248,261 236,792 220,659 208,227 199,743  
Net profit after minorities EUR m 731.9 1,793.4 1,316.2 1,264.7 968.2  
Cash return on equity 10,2% 13.5% 10.2% 11.4% 9.1%  
Cost-Income/Ratio 59,7% 60.5% 62.4% 60.2% 57.1%  
Number of employees 47,030 47,397 47,702 47,034 46,467  
Number of branches 2,444 2,507 2,565 2,648 2,735  

Segments

Our markets

Group structure

History

  • 1819

    Founding Fathers

    In 1819 the Viennese priest Johann Baptist Weber and a consortium of philanthropic citizens found the first Austrian Savings Bank, with the aim of helping poor people save money and gain financial independence.
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    1819

    Open Tuesdays & Fridays

    This is where it all started. Open only for a few hours on two days of the week, the St. Leopold church in the 2nd Viennese district is where the less affluent come to deposit or withdraw their hard-earned cash.
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  • 1820

    The Bee

    From the very beginning the bee, an old symbol for saving and frugality, is used to promote the Savings Bank slogan "work, collect and increase". It can still be found on our headquarter building.
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  • 1869

    How the Bee flies!

    Over time, the savings bank idea spreads from Austria to other parts of Austro-Hungarian empire and beyond. To commemorate our own Erste Oesterreichische Sparkasse's 50th anniversary, Eduard Strauss, brother of the even more famous Johann, is commissioned to compose the "Bee Polka".
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  • 1873

    Crisis? Been There, Done That.

    Throughout its history, what is now Erste Group has seen many hard times.
    As in the year of 1873, when the stock market crashed. But each time our group emerged strong and healthy, steadily growing over the decades.
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  • 1939

    ERSTE During NS Times

    In 1938 Austria becomes part of Hitler's "Third Reich". The Austrian savings banks are incorporated into the German savings banks organisation and, according to the new laws, employees are deposed for reasons of race or political affiliation.
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  • 1968

    On the way to the electronic age

    After the war, the economy slowly gains momentum again and in the 1960s Erste modernizes its entire organisation. The computer comes to stay.
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  • 1970

    From Savings Bank to Erste Bank

    The 1970s see a change in consumer habits. Austria becomes one of the richest countries in the world and people want to not only save their money, but also to spend it. A change in the savings banks law allows "Die Erste" to become a general bank. Expansion begins, even beyond the Austrian boarder.
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  • 1997

    Going East - Again

    In 1997 Erste Bank starts its expansion into an area where its predecessors, then independent savings banks, had already gone in the past. First Hungary, then the Czech Republic, later Croatia, Slovakia, Serbia and even Romania and Ukraine become markets for our group. In each country Erste acts as an international brand with strong local ties.
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  • 2000

    Acquisition of 52.07% of Česká spořitelna a.s.

    Erste Bank acquired a majority stake of 52.07% in Česká spořitelna, the biggest retail bank in the Czech Republic. The acquisition was another important step in Erste Bank's strategy to become the leading retail bank in Central Europe.
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  • 2001

    Majority share holdings in Slovenská sporitel’na a.s.

    Erste Bank became the majority shareholder (87.18%) of Slovenská sporitel'na in the Slovak Republic. The acquisition of the largest Slovak bank was a logical further step in the strategy of the enlarged internal market in Central Europe.
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  • 2005

    Erste Bank takes over Romanian BCR

    Erste Bank bought 61.88% of Banca Comerciala Romana S.A. (BCR), the biggest bank in Romania. With a little over 2.8 million customers and 12,000 employees, the Bank is an ideal addition to the existing Erste Bank network in Central and Eastern Europe. In the last years Erste Bank also built up and increased the presence in Hungary, Croatia and Serbia.
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  • 2008

    Legal separation

    The separation of the Holding and Erste Bank Oesterreich took legal effect. The registered company name of the Holding is "Erste Group Bank AG". Ever since, the registered company name of split-off Erste Bank Oesterreich is "Erste Bank der oesterreichischen Sparkassen AG".
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  • 2014

    Like everything in life also businesses and companies are part of the evolutionary process. Social, economical and cultural environments change constantly and 2014 was the time for us to refresh the brand which represents our group. The new designs also represent who we are, how we do business and how we want our customers to experience banking with us.
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  • Today

    Erste Group moved into its new headquarters, the Erste Campus, at the end of 2015. Approximately 5,000 employees who had been in more than 20 locations are now working under one roof. The Campus itself impresses with its open, curved architecture.
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Strategy

Articles of Association

Here you will find the Articles of Association of Erste Group Bank AG.

Board of directors

Andreas Treichl

Chairman of the Management Board

Appointed until 31 December 2019

Personal information:
Year of birth: 1952
Nationality: Austrian

Career:
since 2008: Erste Group Bank AG, Chairman of the Management Board
1997 – 2008: Erste oesterreichische Spar-Casse, Chairman of the Management Board
1994 – 1997: Erste oesterreichische Spar-Casse, member of the Managing Board
1977 – 1994: Chase Manhattan Bank

Education:
Studied Economics at the University of Vienna, graduating with a Master’s degree in 1975
Trainee programmes at Citibank, Morgan Stanley and Brown Brothers Harriman in New York in 1976 and 1977

Responsible for:
Brand Management and Company Transformation
Group Investor Relations
Group Human Resources (inclusive Group Diversity)
Group Board Support & Stakeholder Management
Social Banking Development

Employees’ CouncilMemberships in statutory supervisory boards and similar functions:
Leoganger Bergbahnen GmbH

Bernhard Spalt

Deputy Chief Executive Officer

Appointed until 31. December 2019 (afterwards as CEO until 30 June 2023)

Personal information:
Year of birth: 1968
Nationality: Austrian

Career:
since July 2019: Erste Group Bank AG, Deputy Chairman of the Management Board
2018 – June 2019: Erste Bank Oesterreich, Chief Risk Officer
2017: Banca Comercială Română, Chief Risk Officer
2015 – 2016: Slovenská sporiteľňa, Chief Risk Officer
2012 – 2015: Erste Bank Hungary, Chief Risk Officer
2006 – 2012: Erste Group Bank AG, Chief Risk Officer
2002 – 2006: Erste Bank Oesterreich, Head of Group Risk Management
1999 – 2002: Česká spořitelna, Head of Corporate Restructuring & Workout
1997 – 1999: Erste Bank AG, Company Secretariat
1991 – 1997: Erste Bank AG, Legal Department

Education:
Studied Law at the University of Vienna, graduating with a Master of Laws degree in 1992

Responsible for:
Group Architecture and Portfolio Management
Group Strategy
Group Secretariat
Group Audit

Memberships in statutory supervisory boards and similar functions:
None

Ingo Bleier

Chief Corporates and Capital Markets Officer

Appointed until 30 June 2022

Personal information:
Year of birth: 1970
Nationality: Austrian

Career:
since July 2019: Erste Group Bank AG, member of the Management Board
2015 – June 2019:  Erste Group Bank AG, Head of Group Corporates
2010 – 2014:  Erste Group Bank AG, Head of Investment Banking
2009:  Erste Group Bank AG, Deputy Head of Investment Banking
2007 – 2008:  Erste Group Bank AG, Head of Corporate and Acquisition Finance
2006 – 2007:  UniCredit Markets and Investment Banking (Vienna), Head of Loan Syndication
2002 – 2006:  HVB Group (Vienna), Head of Loan Syndication in International Finance Department
2000 – 2002:  Bank Austria Creditanstalt (Vienna), Head of Telecom Finance in Project Finance Department
1998 – 1999:  Banca Creditanstalt (Romania), Head of Corporate Banking
1994 – 1997: Creditanstalt, International Project and Acquisition Finance, as well as CA Romania project

Education:
Studied Law at the University of Vienna, graduating with a Master of Laws degree in 1993
Studied Commercial Sciences at the Vienna University of Economics and Business (WU Wien), graduating with a Master’s degree in 1994

Responsible for:
Group Corporates
Group Commercial Real Estate & Leasing
Group Markets
Group Product and Business Management C.a.M.
Group Research

Memberships in statutory supervisory boards and similar functions:
SB-Member: Erste Asset Management GmbH
SB-Chairman: Intermarket Bank AG
SB-Member: Erste Bank der österreichischen Sparkassen AG
SB-Member: Oesterreichische Kontrollbank Aktiengesellschaft

Peter Bosek

Member of the Management Board with responsibility for Retail Banking

Appointed until December 2023

Personal information:
Year of birth: 1968
Nationality: Austrian

Career:
since 2019: Erste Bank der oesterreichischen Sparkassen AG, Chairman of the Management Board 
since 2015: Erste Group Bank AG, member of the Management Board
2007 – 2016: Erste Bank der oesterreichischen Sparkassen AG, member of the Management Board
1996 – 2007: Erste oesterreichische Spar-Casse, various executive functions, in particular in the areas of residential construction, real estate and branches
1996 – 2005: Lecturer in Law at the University of Vienna
1993 – 1996: Assistant at the Law Faculty, Department of Constitutional and Administrative Law at the University of Vienna

Education:
Studied Law at the University of Vienna and obtained his doctorate in 1993

At Erste Group Bank AG responsible for:
Group Retail
Erste HUB
Digital Sales
Group Customer Experience

Supervisory Board positions and positions in comparable functions:
Wiener Städtische Versicherung AG Vienna Insurance Group

Petr Brávek

COO

Appointed until 31 December 2019

Personal information:
Year of birth: 1961
Nationality: Czech

Career:
since 2015: Erste Group Bank AG; member of the Management Board
2012 – 2015: Slovenská sporiteľňa, member of the Management Board
2009 – 2012: s IT Solutions Holding, Chairman of the Management Board
2007 – 2012: Česká spořitelna, member of the Management Board
2005 – 2007: Prague Airport, member of the Management Board
2001 – 2005: Hypovereinsbank, Prague, member of the Management Board
1995 – 2001: Bank Austria Creditanstalt AG, head of the operations department
1990 – 1994: Project manager
1988 – 1990: International Organization of Journalists, programmer
1984 – 1988: ATC Aircraft Control, Operating Manager IT Systems

Education:
Studied Electrical Engineering and Project Management at the Czech Technical University in Prague, graduating with an engineering degree in 1984 

Responsible for:
Holding Banking Operations
Holding IT
Group COO Governance

Willibald Cernko

Stefan Dörfler

CFO

Appointed until December 2023

Personal information:
Year of birth: 1971
Nationality: Austrian

Career:
since July 2019: Erste Group Bank AG, member of the Management Board
2016 – June 2019: Erste Bank Oesterreich, Chairman of the Management Board
2015 – 2016: Erste Group Bank AG, Head of Group Markets
2009 – 2015: Erste Group Bank AG, Head of Group Capital Markets
2007 – 2009: Erste Group Bank AG, Head of GCM Sales & Equity Markets
2004 – 2007: Erste Bank AG, Head of Capital Markets Trading & Sales
2000 – 2004: Erste Bank AG, Head of Fixed Income (Trading & Sales)
1999 – 2000: Erste Bank AG, Head of Interest Rate and FX Derivatives
1997 – 1998: Erste Bank AG, Interest Rate Derivatives Trader
1995 – 1997: GiroCredit Bank AG, Interest Rate Derivatives Trader

Education:
Vienna University of Technology (TU Wien), graduating with a “Diplom-Ingenieur” degree in 1995
Continuous participation in professional development programmes since 1995

Responsible for:
Group Asset Liability Management
Group Data Management and Reporting
Group Accounting and Group Controlling
Group Services

Memberships in statutory supervisory boards and similar functions:
SB-Member: CEESEG AG
SB-Member: Wiener Börse AG
SB-Member: Wien 3420 Aspern Development AG
SB-Board Chairman: Tiroler Sparkasse Bankaktiengesellschaft Innsbruck
SB-Board Deputy Chairman: Allgemeine Sparkasse Oberösterreich Bankaktiengesellschaft
SB-Member: Steiermärkische Bank und Sparkassen Aktiengesellschaft
SB-Member: Sparkassen Haftungs GmbH
SB-Member: Sparkassen IT Holding AG
SB-Board Chairman: s IT Solutions AT Spardat GmbH
Deputy Chairman of the Advisory Board: Haftungsverbund GmbH

Alexandra Habeler-Drabek

CRO

Appointed until 30 June 2022

Personal information:
Year of birth: 1970
Nationality: Austrian

Career:
since July 2019: Erste Group Bank AG, member of the Management Board
2017 – June 2019: Slovenská sporiteľňa, Chief Risk Officer
2014 – 2016: Erste Group Bank AG, Head of Group Enterprise-wide Risk Management
2012 – 2014: Erste Bank Oesterreich, Head of Operative Risk Management
2010 – 2011: Erste Bank Oesterreich, Head of Workout & Restructuring
1998 – 2010: Bank Austria Creditanstalt / Unicredit Bank Austria, management roles in Credit Risk/Restructuring & Workout
1995 – 1998: Creditanstalt, Restructuring & Workout manager

Education:
Studied Economics and Business Administration at the Vienna University of Economics and Business (WU Wien), graduating with a Master’s degree in 1993
Trainee programme at Creditanstalt

Responsible for:
Group Liquidity and Market Risk Management
Enterprise wide Risk Management
Credit Risk Models
Group Compliance
Group Credit Risk Management
Group Legal
Group Sustainability Office

Memberships in statutory supervisory boards and similar functions:
Supervisory Board (SB) Member: Erste Bank Hungary Zrt
SB-Member: Prva stavebna sporitelna, a.s.
SB-Member: Erste Bank der oesterreichischen Sparkassen AG

Supervisory Board

@ Daniela Beranek

Friedrich Rödler

Chairman of the Supervisory Board

First elected: 2004
Term expires: 2022

Personal information:
Year of birth: 1950
Nationality: Austrian

Career:
2011 – 2013: Member of the Management Board, PwC Europe AG, Frankfurt
2001 – 2013: Senior Partner, PwC PricewaterhouseCoopers Austria
1990 – 2001: Partner, Price Waterhouse Austria
1976 – 1990: Arthur Andersen Austria
since 1982: admitted as tax advisor and certified auditor

Education:
Postgraduate course in International Studies at the University of Vienna degree awarded 1976
Business administration and tax law at the University of Economics and Business Administration, Vienna degree awarded 1976 (MA)
Applied mathematics and computer sciences at the University of Technology, Vienna degree awarded 1975 (Diplomingenieur)

Committee representation:
Executive Committee: Chairman
Nomination Committee: Chairman
Remuneration Committee: Chairman and compensation expert
Risk Committee: Member
Audit Committee: Chairman and finance expert
IT Committee: Vice Chairman

Memberships in statutory supervisory boards and similar functions:
Erste Bank Hungary Zrt.
Erste Bank der oesterreichischen Sparkassen AG (Vorsitz)
Sparkassen-Prüfungsverband (Chairman)
Abschlussprüferaufsichtsbehörde

@ Daniela Beranek

Jan Homan

1st Vice Chairman of the Supervisory Board

First elected: 2004
Term expires: 2022

Persönliche Daten:
Year of birth: 1947
Nationality: Austrian

Career:
02/2011 – 12/2013: Member of the Supervisory Board, Constantia Flexibles Group GmbH
2004 – 2011: Chairman of the Management Board, Constantia Flexibles Group
1991 – 2004: Chairman of the Management Board, Constantia Teich Group
1984 – 1991: Director, Sun Chemical, Vienna
1978 – 1984: Head of Finance and Administration, Sandvik Austria
1977 – 1978: Bank Société Générale Alsacienne, Vienna
1972 – 1977: Chase Manhattan Bank, Frankfurt/New York/Düsseldorf

Education:
University of Economics, Vienna degree awarded 1972 (MA)

Committee representation:
Executive Committee: Vice Chairman
Nomination Committee: Vice Chairman
Remuneration Committee: Vice Chairman
Risk Committee: Vice Chairman
Audit Committee: Member

Memberships in statutory supervisory boards and similar functions:
Frapag Beteiligungsholding AG (Vice President of the Supervisory Board)
Slovenská sporiteľňa, a.s. (Vice President of the Supervisory Board)

Portrait

Maximilian Hardegg

2nd Vice Chairman of the Supervisory

First elected: 2015
Term expires: 2020

Personal information:
Year of birth: 1966
Nationality: Austrian

Career:
2012 – 2014: Honorary Chairman, DLG Fachzentrum Land- u. Ernährungswirtschaft (German Agricultural Society for Agriculture and Food)
2009 – 2014: Board of Directors, DLG Frankfurt
since 2004: Supervisory Board Member, Erste Stiftung
since 1995: Proprietor, Gutsverwaltung Hardegg
since 1992: Family-owned company, Gutsverwaltung Hardegg
1991 – 1993: AWT Handels- u. Finanzierungs AG

Education:
Agricultural science at the Technical University Munich at Freising-Weihenstephan, degree awarded 1990 (Dipl.-Ing.agr.)

Committee representation:
Executive Committee: Member
Nomination Committe: Member
Renumeration Committee: Substitute
Risk Committee: Chairman
Audit Committee: Vice Chairman
IT Committee: Chairman

Memberships in statutory supervisory boards and similar functions:
DIE ERSTE österreichische Spar-Casse Privatstiftung
Česká spořitelna, a.s.
Nadace Depositum Bonum Foundation (Chairman)
Erste Mitarbeiterbeteiligung Privatstiftung
Tiroler Sparkasse Bankaktiengesellschaft Innsbruck

Matthias Bulach

Member of the Supervisory Board

First elected: 2019
Term expires: 2022

Personal details:
Year of birth: 1976
Nationality: German

Career:
since 11/2016: CaixaBank; member of the board of directors; responsible for accounting, controlling and capital management
2015 - 2016: CaixaBank; head of planning and capital management
2011 - 2015: CaixaBank; head of financial planning
2006 - 2011: Caja de Ahorros y Pensiones (“la Caixa”); head of economic analysis
2002 - 2006: McKinsey & Company; Senior Associate in the financial sector

Education:
2004 - 2006: Master of Business Administration (MBA) at the IESE Business School (Universidad de Navarra)
1997 - 2002: degree in economic studies (lic. oec.) of the University of St. Gallen (Switzerland), CEMS Management Master (Community of European Management Schools)  

Committee representation:
Audit Committee: Member

Memberships in statutory supervisory boards and similar functions:
BuildingCenter S.A. (of CaixaBank)
CaixaBank Asset Management SGIIC S.A.
CaixaBank Consumer Finance, E.F.C., S.A

Henrietta Egerth-Stadlhuber

Member of the Supervisory Board

First elected: 2019
Term expires: 2022

Personal details:
Year of birth: 1971
Nationality: Austrian

Career:
Since 2004: Austrian Research Promotion Agency (FFG), Managing Director
2000 – 2004: Office of the Federal Minister for Economics and Labour; tasked with research and development, funding policy and general economic policies
1997 – 2004: Federation of Austrian Industries (IV), i.a. Delegate to the Union of Industrial and Employers' Confederations of Europe, Business Europe, Brussels
1996 – 1997: European Commission, Department of Prospective Analysis, Stage, Brussels
1996: Scientific economic work / Liaison Office of Upper Austria, Brussels

Education:
1995 – 1997: Doctorate at the Johannes Kepler University of Linz
1995: Degree in Commercial Science at the Johannes Kepler University of Linz1994 – 1995: Studies at Groupe ESC Nantes Atlantique, France - Graduate School of Management 
1994 – 1995: Studies at Groupe ESC Nantes Atlantique, France - Graduate School of Management

Committee representation:
Risk Committee: Member
IT Committee: Member

Memberships in statutory supervisory boards and similar functions:
none

Gunter Griss

Member of the Supervisory Board

First elected: 2014
Term expires: 2020

Personal information:
Year of birth: 1945
Nationality: Austrian

Career:
since 01/1975: Attorney-at-law and senior partner, Rechtsanwaltskanzlei Griss & Partner, Graz
1970 – 1974: Associate, Graz

Education:
Postgraduate studies (economics and law) at the University of Chicago, degree awarded 1970 (Master of Comparative Law)
Postgraduate studies (private international law) at the University of Paris, degree awarded 1969 (license for the doctorat d’université)
Legal studies at the Faculté Internationale de Droit Comparé, Strasbourg/Pescara and the Academy for International Law, Den Haag
Language and legal studies at the University of Oxford and City of London College Legal science at the University of Graz, degree awarded 1967 (LL.D.)

Committee representation:
--

Memberships in statutory supervisory boards and similar functions:
AVL List GmbH (Chairman)
Bankhaus Krentschker & Co. AG (2nd Vice Chairman of the Supervisory Board)

Jordi Gual

Member of the Supervisory Board

First elected: 2017
Term expires: 2022

Personal information:
Year of birth: 1957
Nationality: Spain

Career:
since 2016: Chairman of CaixaBank
2005 – 2016: Chief Strategy Officer and Chief Economist of “la Caixa” Group
1987 – 2016: Professor of Economics of IESE Business School, Barcelona, Department of Economics
since 1989: Researcher of Centre for Economic Policy Research (CEPR), London

Education:
Doctor of Philosophy in Economics (Ph.D.), University of California, Berkeley, degree awarded in March 1987
Executive Development Program (PDD), IESE Business School, University of Navarra, degree awarded in June 1988
Licenciatureship in Economics, Universitat de Barcelona, Spain, degree awarded with highest honors in 1979

Committee representation:
Remuneration Committee: Member

Memberships in statutory supervisory boards and similar functions:
CaixaBank, S.A. (Chairman)
Telefónica, S.A.

@ Daniela Beranek

Marion Khüny

Member of the Supervisory Board

First elected: 2017
Term expires: 2022

Personal information:
Year of birth: 1969
Nationality: Austrian

Career:
2015 – 2016: Divisional Board Member for Market, Counterparty and Liquidity Risk, Commerzbank AG, Frankfurt
2008 – 2014: Division Manager for Market and Operational / Reputational Risk, UniCredit Bank AG, Munich
2003 – 2008: Co-head for Credit Proprietary Trading, UniCredit Group /
Bank Austria AG, Vienna
1997 – 2003: Senior Fund Manager, Deutsche Asset Management, Frankfurt

Education:
International Business Administration, Leopold-Franzens-Universität, Innsbruck/Austria, Marquette University, Milwaukee/USA, degree awarded in 1993
Chartered Financial Analyst (CFA), German Association of Investment Professionals
Financial Analyst (DVFA), German Association of Investment Professionals

Committee representation:
Risk Committee: Member
IT Committee: Member

Memberships in statutory supervisory boards and similar functions:
KA Finanz AG  

Elisabeth Krainer Senger-Weiss

Member of the Supervisory Board

First elected: 2014
Term expires: 2024

Personal information:
Year of birth: 1972
Nationality: Austrian

Career:
since 2010: Co-founder of Zirkel Familienunternehmen exklusiv - Generationen im Gespräch
since 2004: Attorney-at-law, Vienna
2001 – 2004: Associate, Freshfields Bruckhauser Deringer, Wien
1998 – 1999: Associate and Head of London Office, Steel Hector & Davis MNP, Miami, FL and London, GB
1997 – 1998: Associate, Kavanagh Maloney & Osnato LLP, New York, NY

Education:
Austrian notaries’ supplementary examination
Governance Excellence/Program for Supervisory Board Members, WU Executive Academy, Vienna
Admission to the New York State Bar and the Austrian Bar
Legal studies at Fordham University, New York, NY, degree awarded 1997 (LL.M. cum laude)
Legal science at the Universities of Vienna and Paris, degree awarded 1996 (LL.M.) degree awarded 2001 (LL.D.)

Committee representation:
Nomination Committee: Member
Risk Committee: Member
IT Committee: Substitute
Executive Committee: Member

Memberships in statutory supervisory boards and similar functions:
Gebrüder Weiss Gesellschaft m.b.H. (Vice Chairwoman of the Supervisory Board)
Gebrüder Weiss Holding AG (Vice Chairwoman of the Supervisory Board)
Banca Comercială Română S.A.

Portrait

Brian D. O'Neill

Member of the Supervisory Board

First elected: 2007
Term expires: 2022

Personal information:
Year of birth: 1953
Nationality: U.S. American

Career:
since 2013: Senior Advisor, Lazard Frères & Co
09/2009 – 12/2012: Vice Chairman, Lazard International (Lazard Frères & Co)
2008: Acting US Director, Inter-American Development Bank
2007 – 2009: Deputy Assistant Secretary, US Department of the Treasury
1977 – 2007: Managing and executive positions, JP MorganChase

Education:
Executive Program, Amos Tuck School of Business, NH
Thunderbird School of Global Management, AZ, degree awarded 1976 (MBA)
University of San Diego, CA, degree awarded 1975 (BA)

Committee representation:
Remuneration Committee: Member

Memberships in statutory supervisory boards and similar functions:
Banca Comercială Română S.A.
Emigrant Bank

Portrait

Wilhelm Rasinger

Member of the Supervisory Board

First elected: 2005
Term expires: 2020

Personal information:
Year of birth: 1948
Nationality: Austrian

Career:
since 1999: Chairman IVA Interessenverband für Anleger, Lecturer at Universities of Applied Sciences at Krems and Vienna
2004 – 2014: Managing Director, „Am Klimtpark“ Liegenschaftsverwaltungs-GmbH
1993 – 2014: Managing Partner, Inter-Management Unternehmensberatung GmbH
1982 – 2007: University lecturer, Dep. for Construction Management and Engineering, University of Technology Vienna
1983 – 1993: Authorised Officer (Prokurist), Wiener Allianz Versicherung
1977 – 1983: Management consultant

Education:
Juridically certified expert on accounting, balancing and business consulting (1995)
Honorary professor for Business Administration at the University of Technology, Vienna (1992)
Business administration at the University of Economics and Business
Administration, Vienna, degree awarded 1972 (Mag.rer.oec.et.soc.), degree awarded 1976 (Doc.rer.oec.et.soc.)

Committee representation:
Executive Committee: Substitute
Risk Committee: Member
Audit Committee: Member

Memberships in statutory supervisory boards and similar functions:
Friedrichshof Wohnungsgenossenschaft reg.Gen. mbH (Chairman of the Supervisory Board)
S IMMO AG (Vice Chairman of a Supervisory Board)
Gebrüder Ulmer Holding GmbH

Portrait

John James Stack

Member of the Supervisory Board

First elected: 2007
Term expires: 2021

Personal information:
Year of birth: 1946
Nationality: American

Career:
since 2008: Member of the Board of Directors at Mutual of America and Ally Bank
2000 – 2007: Chairman and Chief Executive Officer, Ceska Sporitelna, a.s.
1996 – 1999: Executive Vice President, Chase Bank
1977 – 1995: Managing positions, Chemical Bank
1970 – 1976: New York City and State Governments

Education:
Harvard Graduate School of Business Administration, degree awarded 1970 (MBA)
Mathematics and economics, Iona College, degree awarded 1968 (BA), magna cum laude

Committee representation:
Remuneration Committee: Member 

Memberships in statutory supervisory boards and similar functions:
Ally Bank
Ally Financial Inc.
Mutual of America Capital Management
Česká spořitelna, a.s. (Chairman of the Supervisory Board)
Nadace Depositum Bonum Foundation

Michèle F. Sutter-Rüdisser

Member of the Supervisory Board  

First elected: 2019
Term expires: 2022

Personal information:
Year of birth: 1979
Nationality: Swiss

Career:
Since 2018: Adjunct Professor for Organizational Control and Governance, School of Management, University of St. Gallen
Since 2012: Vice Director at Institute of Accounting, Control und Auditing, University of St. Gallen
Since 2011: Visiting Professor for Banking and Insurance at SDA Bocconi School of Management, Università Commerciale Luigi Bocconi, Milan
2015-2018: Member of the Board of Governors, University of Lichtenstein, Vaduz
2010-2018: Assistant Professor, School of Management, University of St. Gallen
2016-2017: Visiting Professor, Vienna University of Economics and Business

Education:
2006 - 2009: Doctor Oeconomiae, University of St. Gallen, summa cum laude
2003 - 2005: Master Studies in Risk Management and Financial Services, University of St. Gallen, magna cum laude
2000 - 2003: Bachelor Studies in Business Administration, Economics, Law and Social Sciences, University of St. Gallen

Committee representation:
Audit Committee: Member

Memberships in statutory supervisory boards and similar functions:
Privatbank IHAG Zürich AG
Büchi Labortechnik AG
Spital Thurgau AG

Delegated by the employees’ council:

Erste Bank

Barbara Pichler

Member of the Supervisory Board
Employee Representative
Chairwoman of the Employees‘ Council

First delegated: 2008
Delegation expires: until further notice

Personal information:
Year of birth: 1969
Nationality: Austrian

Career:
since 2015: Chairwoman of the Employees‘ Council, Erste Group Bank AG
2008 – 2015: Vice-Chairwoman of the Employees' Council, Erste Group Bank AG
since 2006: Procurement Services GmbH
1999 – 2006: BMG Warenbeschaffung GmbH
1997 – 1999: Erste Bank der oesterreichischen Sparkassen AG
1992 – 1997: GiroCredit Bank
1989 – 1992: Austrian Credit Institute

Education:
Employees' Representatives Academy, magna cum laude 2012
Vienna Business School

Committee representation:
Executive Committee: Member
Nomination Committee: Member
Remuneration Committee: Member
Audit Committee: Member
IT Committee: Substitute

Memberships in statutory supervisory boards and similar functions:
DIE ERSTE österreichische Spar-Casse Privatstiftung
Erste Mitarbeiterbeteiligung Privatstiftung

Erste Bank

Andreas Lachs

Member of the Supervisory Board
Employee Representative
Vice Chairman of the Employees' Council

First delegated: 2008
Delegation expires: until further notice

Personal information:
Year of birth: 1964
Nationality: Austrian

Career:
since 2011: Vice-Chairman of the Employees' Council, Erste Group Bank AG
since 2008: Member of the Supervisory Board, Erste Group Bank AG
since 2007: Member of the Employees' Council, Erste Bank
since 1997: Market Risk Manager, Erste Bank
1994 – 1997: Asset and stock analyst, Creditanstalt Group
1991 – 1992: Alliance Capital Management, London and New York
1985 – 1990: Bohmann Printing and Publication, Vienna

Education:
Finance and International Business at Columbia University Business School, NY, degree awarded 1993 (MBA)
Business informatics at the University of Vienna, degree awarded 1991 (MA)

Committee representation:
Executive Committee: Substitute
Nomination Committee: Substitute
Remuneration Committee: Member
Risk Committee: Member
Audit Committee: Substitute
IT Committee: Member

Memberships in statutory supervisory boards and similar functions:
VBV-Pensionskasse Aktiengesellschaft

Portrait

Karin Zeisel

Member of the Supervisory Board
Employee Representative
Vice-Chairwoman of the Employees‘ Council

First delegated: 2007
Delegation expires: until further notice

Personal information:
Year of birth: 1961
Nationality: Austrian

Career:
since 11/2013: Operative Head of Erste Time Bank
since 01/2012: Jurywoman, Court of Labour and Social Law, Vienna
since 11/2010: Member of the Federal Executive Board of ÖGB (Austrian Federation of Trade Unions), Deputy Head of Trade Union GPA – djp (Federation of Private Employees)
since 06/2003: Vice-Chairwoman of the Employees' Council, Erste Group Bank AG
since 08/1979: Erste Group Bank AG

Education:
Lay judge training, Court of Labour and Social Law, Vienna
Slovakian Labour and Social Law, Central European Trade Union College
Certificate for Gender Mainstreaming und Diversity, AK Vienna Leadership program training, BTS Plus
Basic and advanced training for employee representatives, GPA-DJP/ÖGB/AKA-Levels

Committee representation:
Executive Committee: Member
Nomination Committee: Member
Remuneration Committee: Member

Memberships in statutory supervisory boards and similar functions:
none

Portrait

Jozef Pinter

Member of the Supervisory Board
Employee Representative
Vice Chairman of the Employees' Council

First delegated: 2015
Delegation expires: until further notice

Personal information:
Year of birth: 1974
Nationality: Slovak

Career:
since 2008: Specialist / Risk Manager, Erste Group Bank AG (Vienna)
2001 – 2008: Senior Relationship Manager / Head Transaction Banking, Slovenska
1998 – 2001: Senior Relationship Manager, Bank Austria Creditanstalt Slovakia 
1997: Account Manager, Tatrabanka a.s. (Raiffeisen Group, Bratislava)

Education:
International Management Training Program, Erste Group (PDPM), certificate awarded 2006
International Training Program, Creditanstalt Academy (CEET), certificate awarded 1998
Specialist for Financial Systems and Banking, University of Economics (Bratislava) degree awarded 1997 (Ing.)

Committee representation:
Executive Committee: Substitute
Nomination Committee: Substitute
Remuneration Committee: Substitute
Risk Committee: Member
Audit Committee: Substitute
IT Committee: Substitute

Memberships in statutory supervisory boards and similar functions:
none

Martin Grießer

Member of the Supervisory Board
Employee Representative

First delegated: 2019
Delegation expires: until further notice

Personal information:
Year of birth: 1969
Nationality: Austrian

Career:
since 2019: Vice Chairman of the Employees' Council, Erste Group Bank AG
since 2006: Non-Financial Risk Expert, Erste Group Bank AG
1996 – 2006: Testmanagement and Regional Sales Manager, Software Daten Service GmbH,

Education:
Study of Business Informatics at the Technical University and University of Vienna

Committee representation:
Risk Committee: Substitute
Audit Committee: Member
IT Committee: Member

Memberships in statutory supervisory boards and similar functions:
none

Portrait

Markus Haag

Member of the Supervisory Board
Employee Representative

First delegated: 2011
Delegation expires: until further notice

Personal information:
Year of birth: 1980
Nationality: Austrian

Career:
since 2002: Trading, Risk Management, Financial Markets, Mid Office/Products & Valuation Markets – P&L Analyst; current position in Credit & Rates Trading, Government Bond & Collateral Trading, Group Data Steward for treasury products, Erste Group Bank AG
1991 – 2001: Technical Engineering, Lauda Air Luftfahrt AG
1998 – 1999: Delphi Automotive Systems Vienna GmbH

Education:
Finance, Accounting and Taxation, College of Higher Education, degree awarded 2003 (Mag. (FH))
Mechanical Engineering, Technical College Eisenstadt

Committee representation:
Risk Committee: Member
Remuneration Committee: Substitute

Memberships in statutory supervisory boards and similar functions:
none

Portrait

Regina Haberhauer

Member of the Supervisory Board
Employee Representative

First delegated: 2015
Delegation expires: until further notice

Personal information:
Year of birth: 1965
Nationality: Austrian

Career:
since 2010: Product Management Securities Products, Erste Group Bank AG
2003 – 2010: Marketing & Event Management, ERSTE-SPARINVEST Kapitalanlagegesellschaft m.b.H.
2000 – 2003: Production Assistant PR & Events, GESCO Medien
1998 – 2000: Sales Assistant, s Bausparkasse
1997 – 1998: Marketing Assistant, Mautner Markhof AG
1996 – 1997: Assistant of the Management Board, Michaela Frey
1992 – 1996: Marketing and PR-Assistant / Junior Product Manager, Unilever Österreich
1985 – 1992: Assistant of the Director of Purchase  / Marketing-Assistant and Controller, Gerngross Kaufhaus AG

Education:
European Economy and Business Management Course at the University (EWUF Wien), degree awarded 2002 (Magistra (FH))
Advertising academy, degree 1990
Vienna University of economics and business, 1984 inscription, focus business studies
Vienna Business School, Matura 1984

Committee representation:
Audit Committee: Member
Risk Committee: Substitute

Memberships in statutory supervisory boards and similar functions:
none