Welcome to customized banking via APIs

Open Banking was triggered in Europe by the EU directive PSD2. According to this regulation Third Parties Providers (so called TPPs) can access clients’ data at the bank, upon explicit client consent. Data is shared through secure application programming interfaces (APIs).

APIs do not only offer a high security level, they also enable easy integration of banking data in systems and applications. Based on this technology new products and services will be built to improve clients experience and find additional benefits in banking and beyond.

Erste Group believes in best client service, thus we offer the new technology directly to our clients as well. So welcome to Erste API environment. With our APIs we can connect different systems to work together, enhance some processes and make them more efficient. Our main goal is to always achieve a high level of customer satisfaction with the services and products that we provide. This simple approach has effectively fueled our growth from the very beginning of digital banking. We’re thrilled you’ve decided to visit us - please scroll and select your specific solution – the best one for your business model.



Our corporate APIs are here to help you integrate banking where you need it – direct access to your accounts and payments in your systems and processes. Using our APIs, you can enhance your processes, improve delivery time and become more efficient.

Here are some ideas for banking API use cases – and all of them go hand in hand with high security standards of a banking environment:

Have the banking data where you need it – no more manual data transfer from your banking frontend to your systems. This reduces effort & times and eliminates potential errors.

You can actually have your balances directly in real time –  no more waiting till the end of the day to check if expected payments arrived. You can get your balances as often as needed – integrated in your relevant processes – and trigger business actions.

Initiate payments from your systems and link it directly to your accounting – no more file uploads or  manual typing on the online banking.

Verify your customers’ identity easily online – no need to force customers to go to any branch. Save costs for the operation of a branch or needless paperwork and gain satisfied customers.

… more to come – get a comprehensive list of available APIs at our Developers Portal.

We are about to take it a step further – at the beginning of 2020 you can integrate all your Erste Bank relationships at once.



Here is an example from our Developer Portal where you get any information you need.

If you are interested in creating a great application to be integrated in George, we invite you to have a look at https://partners.george-labs.com and then join our George partners sandbox coming later this year.



Erste Group understood early the need of our clients of a seamless digital journey. We developed George to offer our clients the best service and convenience supported by technology as George has been built on APIs with high security standards. Following the Open Banking idea we start to select partners and integrate them in our service to keep the pace and offer the best solutions.

Erste Connect


Current list of banks in scope of Erste Connect:

  • Erste Bank der oesterreichischen Sparkassen AG
  • Banca Comercială Română S.A.


Contact for IT issues (API performance, data format, functionality and availability in general):


+ 43 (0)5 0100 - 17641


For information about our Open Banking activities in our local markets please click on the respective country: