Audited Financial Reporting

in EUR million

Notes

1-12 22

1-12 23

Net interest income

2

5,951

7,228

   Interest income

2

8,623

15,045

   Other similar income

2

2,618

4,446

   Interest expenses

2

-2,569

-6,873

   Other similar expenses

2

-2,720

-5,389

Net fee and commission income

3

2,452

2,640

   Fee and commission income

3

2,889

3,104

   Fee and commission expenses

3

-436

-464

Dividend income

4

29

38

Net trading result

5

-779

754

Gains/losses from financial instruments measured at fair value through profit or loss

6

731

-306

Net result from equity method investments

18

23

Rental income from investment properties & other operating leases

7

168

175

Personnel expenses

8

-2,668

-2,991

Other administrative expenses

8

-1,356

-1,468

Depreciation and amortisation

8

-551

-560

Gains/losses from derecognition of financial assets measured at amortised cost 

9

-52

-13

Other gains/losses from derecognition of financial instruments not measured at fair value through profit or loss 

10

-23

-128

Impairment result from financial instruments

11

-300

-128

Other operating result

12

-399

-468

   Levies on banking activities

12

-187

-183

Pre-tax result from continuing operations

3,222

4,795

Taxes on income

13

-556

-874

Net result for the period

2,666

3,921

   Net result attributable to non-controlling interests

502

923

   Net result attributable to owners of the parent

2,165

2,998