Digital-Banking

Our Digital-Banking services help you to process your payments efficiently and according to the latest standards.

George Business

Experience your business finances in a refreshingly modern and customarily efficient way. Rely on George Business in your everyday life and discover new perspectives for healthy economic success in the future. For large or small companies, traditional firms or start-ups: George Business is your professional companion.

corporate EBICS.GATE

The reliable multibanking channel to your bank. With EBICS you can transfer your payments directly and securely to us, retrieve account statements and check your account balance.

Your benefits:

  • Use of a modern, Internet-based and open transmission standard specifically for transaction management
  • Access to your account around the clock
  • Standardized direct connection from any EBICS-enabled software (electronic banking software, ERP software plug-in)
  • Connection of your payment accounts at ERSTE Bank und Sparkassen, ERSTE Group Bank, as well as at all our Group Member banking institutions in our international network of CEE countries such as Czech Republic, Slovakia, Romania, Croatia, Hungary, Slovenia, etc.
  • Supported protocol versions: EBICS 2.4, EBICS 2.5, EBICS 3.0 (BTF)
     

Your functional scope:

  • SEPA payment transactions - uniform, European payment transactions
  • Foreign payment transactions
  • Payment transactions via our Group Member banking institutions (CEE countries)
  • Account information - camt.052, MT942
  • Electronic account statement - PDF, camt.053, MT940
  • Return data carrier - camt.054
  • Dislocated subscription - enabling a worldwide, time and location separated collective release of your payment orders

Find more information here:

EBICS Parameter

Operating hours of the EBICS-Server: 7 x 24 (except maintenance).

Helpdesk for locking/unlocking of users
+43 (0)5 0100 – 50310, the helpdesk is available from 8 am - 5 pm

Support Hotline for problems with the bank communication
ebicssupport@s-servicecenter.at+43 (0)5 0100 – 50310, the helpdesk is available from 8 am - 5 pm

corporate SWIFT.SERVICES

High-security channel in conformity with international standards.

  • Manage accounts at local and international banks world-wide
  • Data transmission in conformity with uniform SWIFT standards (MT und ISO20022)
  • Highest security standards
  • Internal audit rules can be met more easily
  • Round the clock availability of channel and services  (24/7)

SWIFT, the Society for Worldwide Interbank Financial Telecommunication, handles millions of financial transactions a day in 200 countries world-wide. Thanks to the standards which it has developed, it is possible to exchange both individual messages (FIN) and data files (FILE ACT) between customer and bank using a standardised procedure.

Erste Group Bank AG has been granted with the SWIFT Bank Readiness Certificate.

MA-CUG

MA-CUGs (Member Administered Closed User Groups) are bilaterally agreed services for data exchange covering various areas of business.

  • Transport of individual messages and bulk orders in electronic files
  • Fast and secure data transfer via internationally standardised SWIFT protocols
  • Optimised straight-through processing (STP)

SCORE

SCORE (Standardised Corporate Environment) makes it possible to reach a large number of banks through one SCORE user group.

  • For listed companies in an FATF regulated country
  • Access to the SWIFT network with standardised functions
  • Participants in the user group are banks and financial institutions

Find more information here:

s Fileservice

Your direct Interface for Mass Payment Transaction

Our s Fileservice offers corporates a powerful automated payment processing solution, enabling you to process payments directly from your ERP system.

  • Transmission of payment orders and reports directly from your ERP system
  • Encrypted data transfer via SFTP or HTTPS using your existing internet connection
  • Compatible with a wide range of payment formats – tailored to your requirements
     

Supported Formats:

  • Payment Orders: ISO20022 XML, PSA XML, CGI XML, or SWIFT MT101
  • Account Information: ISO20022 XML (camt.052, camt.053, camt.054)
  • Custom file formats upon request
     

ATTENTION: s Fileservice is Being Modernized

We are preparing to launch a new, more powerful platform for secure file exchange. The migration for existing customers will take place gradually and without affecting your ongoing processes. More information will follow shortly. For questions, please contact: s-fileservice@erstegroup.com
 

Migration Details

As part of our ongoing commitment to innovation, security, and service quality, we are currently preparing the launch of a new, modern Host2Host platform.
This new solution will – like the existing one – support all business areas, data types, and formats, but will also offer:

  • Higher performance
  • Enhanced security features
  • More user-friendly operation
     

What does that mean for you?

  • No immediate action required: The new platform is currently in the testing phase. Migration will take place gradually over an extended period.
  • Smooth transition: Our goal is a secure and as seamless as possible migration – without impacting your ongoing processes.
  • Transparent communication: We will keep you informed throughout all project phases and support you with clear instructions and personal assistance.
     

FAQ about the s Fileservice Migration

Find more information here:

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VIRTUAL.IBAN

Please contact

Robert Konrad

Head of Group Transaction Banking

E-Mail

Reinhard Keinrath

Head of Cash Management & Digital Sales

E-Mail