Investing in Erste Group Bank AG

Commenting on the H1 2018 results, Andreas Treichl, CEO of Erste Group Bank AG, said: 
“Erste Group’s performance in the first six months of this year has been one of the best ever -- our net profit rose by 24 percent year-on-year to 774 million euros. This was driven by an increase of 3.3 percent in net interest income and 5.3 percent in fees income, risk costs remaining at low levels and the cost/income ratio dropping from 64.3 percent to 58.8 percent in the second quarter.
We expect this positive trend in our operating performance to continue in the second half of 2018, based on the persisting outperformance of CEE economies, with low unemployment rates, rising real wages and increasing economic competitiveness.” 

Austria Czech Republic Slovakia Hungary Romania Serbia Bosnia Montenegro Macedonia Slovenia Moldova Croatia
  • Core markets of Erste Group
  • Indirect presence in CEE
Please click on the respective country for more information about our markets
Erste Bank und Sparkasse
  • Branches 900
  • Customers 3.6 m
  • Employees 16.287
  • Market share retail deposits 19.6 %
  • Market share retail loans 20.2 %

  • www.erstebank.at
Česká spořitelna
  • Branches 504
  • Customers 4.7 m
  • Employees 10.086
  • Market share retail deposits 25.5 %
  • Market share retail loans 23.4%

  • www.csas.cz
Slovenská sporiteľňa
  • Branches 260
  • Customers 2.2 m
  • Employees 4.184
  • Market share retail deposits 27.8 %
  • Market share retail loans 27.3 %

  • www.slsp.sk
Banca Comercială Română
  • Branches 509
  • Customers 3.3 m
  • Employees 7.200
  • Market share retail deposits 15.6 %
  • Market share retail loans 16.4 %

  • www.bcr.ro
Erste Bank Hungary
  • Branches 114
  • Customers 0.9 m
  • Employees 3.053
  • Market share retail deposits 9.2 %
  • Market share retail loans 12.0 %

  • www.erstebank.hu
Erste & Steiermärkische Bank
  • Branches 150
  • Customers 1.2 m
  • Employees 3.201
  • Market share retail deposits 13.5 %
  • Market share retail loans 13.8 %

  • www.erstebank.hr
Erste Bank a.d. Novi Sad
  • Branches 87
  • Customers 0.5 m
  • Employees 1.091
  • Market share retail deposits 3.9 %
  • Market share retail loans 6.0 %

  • www.erstebank.rs
Banka Sparkasse
Sparkasse Bank d.d. Bosna i Hercegovina
Erste Bank AD Podgorica
Sparkasse Bank Makedonija
BCR Chișinău

Founded in 1819 as the first Austrian savings bank, Erste Group went public in 1997 with a strategy to expand its retail business into Central and Eastern Europe. Since then Erste Group has grown through numerous acquisitions and organically to become one of the largest financial services providers in the Eastern part of the EU in terms of clients and total assets.