Information about previous performance does not guarantee future performance.
That was one of the guiding principles behind our foundation in 1819 and we are still committed to this principle today. With our Step-by-Step social banking programme we offer people on low incomes, business start-ups and social organisations fair access to basic financial products, sound financial advice and ongoing, tailored business mentoring.
An example for that is the Cafe Vollpension, in which several generations work together. See how this works: