Funding Strategy
Erste Group´s prime liquidity source is the large surplus of customer deposits the bank has due to its strong market position in Austria and the CEE countries where it is active.
| in EUR million | 31.03.2025 | 31.12.2024 | 31.12.2023 | 31.12.2022 | 31.12.2021 | 31.12.2020 |
| Financial liabilities - held for trading | 2,094 | 1,821 | 2,304 | 3,264 | 2,474 | 2,625 |
| Deposits from banks | 16,588 | 21,261 | 22,911 | 28,821 | 31,886 | 24,771 |
| Deposits from customers | 246,149 | 241,651 | 232,815 | 223,973 | 210,523 | 191,070 |
| Debt securities issued | 54,293 | 51,889 | 43,759 | 35,904 | 32,130 | 30,676 |
| Miscellaneous liabilities | 7,053 | 6,346 | 6,864 | 6,599 | 6,902 | 5,840 |
| Total equity | 31,826 | 30,767 | 28,502 | 25,305 | 23,513 | 22,410 |
| Total | 358,003 | 353,736 | 337,155 | 323,865 | 307,428 | 277,394 |
